Why You ABSOLUTELY Must Save On Car and Household Insurance
Insuring a car, a caravan, your household contents, koi pond or boat is NOT an investment, Neither does it give you any pleasure or enjoyment. It is a true expense. Nevertheless it reduces the risk of losing a potentially large sum of money in the event of a catastrophe like a motor accident or your house burning down. It is therefore wise to at least consider insurance.
So You've Considered Insurance and Now You Want To Minimise The Cost Of The Risk
This article will show you how to reduce the cost of your insurance in just a couple of ways ... In addition and of significantly more importance is what you can achieve by investing the amount you save THE RIGHT WAY as far as most of us are concerned. You'll see these enormous benefits a bit later. Bear with us ...
Ways To Save On Insurance Premiums
Getting a better quote for the same cover ... by far the most important. In this day and age the best and lowest cost insurers do business on line. By transacting this way the insurance company literally cuts out the "MIDDLEMAN" or insurance salesman and broker and this can save up to 20% on the premium quite easily. Not only that you can get almost immediate quotes by email or by telephone after completing a very simple form online that only requires the absolutely essential information ... namely that to assess the cover and risk so yes you need to-provide names, age, sex, and other personal details. You do not need to be concerned about providing this information online .... no insurance company will supply this personal information to anybody else because your contact details are like gold to them. They lock your info in the vault. .... Remove ALL Your Insurance Hassles, & Best Of All save Money Too ... click here
Increasing your portion of the risk to obtain a lower premium ... by accepting an excess in the event of an insurance claim. Typically for example by volunteering to accept to pay the first R1,000 in the event of a motor car accident you can reduce the monthly motor premium a lot. But here's what you DON'T do .... do not offer to take an excess until AFTER you have accepted your choice of insurance. Always compare quotes on the same basis with no frills otherwise you will be bamboozled by incomparable quotes and a multitude of IF's and BUT's. The insurance company is there to part you from your money ... let's be honest. Remove ALL Your Insurance Hassles, & Best Of All save Money Too ... click here
Avoiding claims for minor losses ... called a no claims" bonus. By not making claims you can by selecting the right short term insurance company get a very large percentage of your first year's premiums returned to you after a fair period of "no claims". One company even gives you what they call "Bucks Back" .... this is what they say in their policy ..."With our Bucks Back Bonus, you will get all your first year's premiums paid back to you at the end of 4 years and you can make certain claims without losing your Bonus." Now that's worth getting back. Remove ALL Your Insurance Hassles, & Best Of All save Money Too ... click here
Never accept household contents insurance from a bank who are lending you money. Never, never and neither is it mandatory that you take up their offer of house insurance just because they gave you a bond. Keep away from teh banks for short term insurance is our advice. Don't even ask for a quote. Remove ALL Your Insurance Hassles, & Best Of All save Money Too ... click here
How To Turn Your Insurance Premium Savings Into Wealth ...
If you can save R200 per month on your total short term insurance and if you pay that money off your bond you will reduce the period you have to pay off the bond quite dramatically. The time and money savings depend upon the following ...
The balance of your bond
The repayment period still to go
Actual bond interest rates
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