Understanding The Policy Book or Terms and Conditions In Not So Small Print
Introduction
Welcome to the modern way of insuring your goods. It is easy, it is direct, it
puts you in control and you can be rewarded for being responsible and managing
your actions, by getting some bucks back.
Dial Direct is part of the UK Dial Direct group.
You have the peace of mind that you will always be looked after.
It is simply cheaper for you to insure direct rather than using the services of
an intermediary.
You talk to us and we will talk to you, and together we will make sure that your
insurance works for you.
A part of your insurance policy is the awesome Bucks Back Bonus. This is a cash
reward you will get if you have a good insurance record on this policy.
We would like to point out that this policy includes consent to the disclosure
of private underwriting and claims information as set out on the Policy Holder
Protection Rules inserted into this policy book.
In this policy book we use well-known symbols and plain language that make it
easy for you to find your way around and to understand it. Under the headlines
we give you a detailed description of what is covered and what is not. The way
that you have personally designed your cover is individually recorded in your
Schedule and in correspondence to you.
Contents
General Terms and Conditions 03
Home Contents 10
Portable Possessions 17
Buildings 19
Vehicle - Comprehensive Cover 24
Vehicle - Third Party, Fire & Theft 29
Vehicle - Third Party only 34
Motorcycle 38
Caravan 42
Caravan - Loose Contents of Caravan 45
Trailer 46
Watercraft 49
Dial Direct. Click for extra 5% discount
Liberty Life for life insurance & good investment advice