|
ONE Minute Quote, Directly from Dial Direct |
|
| In these days of high interest rates, increasing prices there's one place where you can save money and that's on your monthly car and home insurance premiums. Complete this simple form and you will get an instant quote by email from Dial Direct. | |
| The quote you receive has absolutely no obligation on you whatsoever and no contract will be entered into. The quote is an estimate for your consideration only. | |
| Details for your e-Quote | |
Why Sanlam Home Loans?
Whether you already have a mortgage bond registered with another financial institution or whether you need a new home loan, just consider the benefits of a home loan through Sanlam Home Loans:
* you'll pay lower interest rates – concessions of up to 2%
*you may use the value of your house to raise cash, consolidate debt or buy or build a new home
* you'll do business with a company, in a group, that you know and trust, and
* you can get qualified financial advice on how your home loan can complement your financial planning.
Why can we offer you a lower interest rate?
In South Africa, banks traditionally provide home loans by getting their funds from their own investors and depositors. To service these investors and depositors means banks must have an expensive branch network. They then add 3% to 5% interest on to the cost of these funds to cover overheads and still provide a profit margin for themselves.
At Sanlam Home Loans, we are linking individual borrowers directly to the wholesale investors through a process called securitisation. Therefore we don't need an expensive branch network, thus saving borrowers millions.